As we look ahead to 2018, it’s that time of year again to think about picking a New Year’s resolutions that you can actually stick to. With unpredictable weather, Cyber security breaches on the rise and a whole host of other potential risks, one good resolution would be to find a reliable insurance broker to partner.
How an insurance broker can help you in 2018?
Save yourself time – A good broker will have a discussion with you about all your requirements and then search for suitable insurance policies for you. They will compare the terms and conditions, explain any technical jargon and point out the differences in policies. This leaves you to spend more time on your business or personal interests.
Access to and knowledge of specialist insurances – Finding a good specialist insurer can be hard. Brokers, like All Med Pro, who specialise in your business or professional area will have access to a wide variety of insurance policies and bespoke cover. We have also developed policies to suit the healthcare industry that offer additional benefits, such as access to medically trained lawyers.
Help with hard to cover risks – Comparison sites and general insurers usually only offer insurance policies for ‘easy to cover’ risks. If you have a niche ask or a hard to cover scenario, such as high flood risk, you will need to speak to a specialist broker.
Help with choosing the appropriate level of cover – Your broker has a duty to explain what is and is not covered under your policy. If you are unsure if you have the right cover, discuss your concerns with your broker who will be able to help clarify what your policy does and does not include.
Save yourself money – Often brokers work with a select few insurers and are able to secure exclusive deals so although people often think using a broker is more expensive, it can actually be cheaper.
Get the personal touch – Building a relationship with a broker is the easiest way to do business. You get the personal touch you can’t get from a comparison website or buying online. Speaking to a person allows you to raise concerns and make informed decisions about your insurance options.
Claims are handled through your broker – There is no need to speak to your insurer to manage your claim if you buy through a broker. That means you will have someone to help you through the whole claims process, without having to sit on hold waiting to speak to someone or interpret technical jargon.
Work with All Med Pro in 2018
As an independent broker, we only work with insurance companies we trust and can provide the best policy terms that work for our clients. We work in partnership with insurers to develop policies that work for healthcare professionals, for example we have developed our dedicated Cyber liability insurance with Hiscox.
If you are a healthcare professional – including doctors, surgeons, vets or dentists – All Med Pro Insurance is dedicated to your insurance needs, so give us a call to start a new relationship in 2018.