I have been advising upon some exciting new (medical) business ventures recently. Our typical Life Sciences business shall often have considerable Medical Malpractice exposures. A question that has been asked on several occasions is: Can a medically practising limited company director ‘wind-down’ a limited company and absolve themselves against medical malpractice claims? Personal Injury Claims In the event of a claim brought for personal injury,…Details
The increased exposure to principal dentists when it comes to vicarious liability highlights the need to consider more than just their own indemnity when it comes to protecting themselves in a world of changing litigation risks. This week news broke that a principal dentist, Dr Croad, who had retired from clinical practise over 20 years…Details
Last week Kirsten Shastri and I caught up for a conversation about Life Sciences insurances. For those that don’t know Kirsten; Kirsten is a highly proficient specialised Life Science and Healthcare insurance underwriter. Kirsten is located in London at Beazley UK, where she set up the International Life Sciences offering in 2019, within their London…Details
All Med Pro have been providing insurance solutions to the healthcare sector for over 10 years. Over the past 12 months we have been building upon our knowledge and expanded our offerings into the Life Science space and specifically dental laboratories. We are often asked if we can provide insurance for Dental Technicians (clinical or…Details
After running two successful practices and having worked for 25 years and become the Senior Dentolegal Advisor at a traditional defence organisation, it is pleasing to offer my extensive knowledge of general dental practice, and the regulations and rules that govern it. I believe I have assisted more dentists at GDC hearings and NHS tribunals…Details
As an employing dental laboratory business, it would be a statutory requirement to hold Employers Liability insurance. It is widely known that this policy would protect your business if an employee/past employee (such as a Dental Technician) becomes ill or injured whilst in their workplace, or performing their employed duties. In a well-run dental laboratory…Details
In the past five years we have seen the emergence of many new Dental Indemnity providers which has meant more choice and more competitive premiums which is great news. However, in that same time we have seen a worrying trend in individuals being provided with poor insurance advice and being left with gaps in insurance…Details
Dental Practice Insurance Sudden and unexpected incidents happen. It could be that you suffer a water leak in a dental surgery or high winds have caused damage to the roof of the dental practice. The insured incidents are defined as named perils within your policy. Before you consider price or service it would be highly…Details
Reviewing you Dental Practice Insurance requirements can be a minefield. So what covers are legally required and what are recommended? As an employer, you have a legal obligation to hold Employer’s Liability Insurance. Employers’ liability insurance safeguards the practice against legal and compensation expenses from employee claims. If one of your employees falls ill or sustains an…Details
GET A QUOTE All dental care professionals, including dental nurses, require indemnity insurance as part of their General Dental Council registration. Here we give an overview of choosing the right policy, and what is included. Choosing the right Dental Nurse Indemnity cover As part of your yearly registration with the General Dental Council, you need…Details
In February 2020 the Financial Conduct Authority (FCA) published a Policy Statement setting out new signposting rules for firms that provide travel insurance to help consumers with pre-existing medical conditions with the purpose of helping them to find a policy at an affordable price. Whilst All Med pro does not provide a huge volume of…Details
The original interview can be found on the Insurance & Indemnity website here. There are lots of indemnity providers out there for you to choose from. That’s one of the reasons I set up I&I, to make it easier for dentists to compare providers and policies and pick the right one for you. To help you…Details
Believe it or not, in recent years there has been a huge increase in the number of claims made against general dental practitioners (GDPs). Now, over 90% of dentists fear being sued. Especially as with the growing number of complaints GDPs are experiencing – expectations from patients, media coverage and the ease at which a…Details
As an incentive for the team to stay active whilst working remotely from home, the directors agreed to donate £125 to Brighter Futures which supports Great Western Hospitals in Swindon if the team completed a combined total of 24 hours of exercise between the 23rd & 29th March. Each team member could log a maximum of 30 minutes each per day, whether it be walking/running or a home workout.Details
If you are a dental professional, you are more than likely aware of the importance of dental indemnity insurance. It’s not only a requirement of your General Dentist Council (GDC) registration, but it will also protect you and your career in the event of you needing to make a claim. Myth 1: My Nurses…Details
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We took some of our introducers and insurer partners out for an organised lunch with Sir Trevor Mcdonald at Balls Brothers in London on the 27th November, it was a huge pleasure to be able to meet such a renowned and influential man and listen to him speak about some of his past interviews including the…Details
Adam, Tom, Peter, Karen & Jen attended the forum on the 3rd and 4th of October in Villamoura, Portugal. All the brokers under the Bluefin network get together to network and share business ideas with one another, insurers also attend to enable brokers to catch up on their current offerings and iron out any outstanding…Details
For burglars on the lookout for an easy target, a dark house is a sure sign that no-one is home. They can break in and scope out each room until they find what they’ve been searching for. A stash of the latest gadgets, sparkling jewellery and designer clothing… Don’t let your home be the target.
Thirty or more years ago, a criminal would have had to physically broken into your practice to steal precious data, now just a few taps on a keyboard can gain them full access. So you’ll be forgiven in questioning the data security within cloud technology.